Have any questions? We have answers.

What size loans do you provide?

The amount we are willing to loan you depends entirely upon your need and type of collateral we can write the loan against. Since we have more flexibility than other lenders in terms of what we can use as collateral, there’s a good chance we can give you the amount of money you need.

How do I apply for a loan?

Simply contact us and we’ll walk you through the process. We make it simple, easy and quick to get the funds you need. Apply here.

What kind of loans do you issue?

Generally speaking, there are 2 types of loans out there- secured and unsecured. 

A secured loan is a situation where a lender gives you money in exchange for collateral that has the same or higher value of the loan. If you default on the loan, you forfeit whatever is used as collateral. Obviously, this motivates people to pay back their loans. Often, lenders will let you hold and continue to use the collateral while paying back the loan. We only issue secured loans.

What Can I Use For a Title pawn Collateral Loan (aka title loans)?

Our staff has the ability to work with you to accept a wide variety of assets that you can use as collateral for a loan. You can see a quick list on our collateral page, but if you don’t see something on that list, contact us and let’s talk about what we can work out for you. The most common thing used is motor vehicles, but we accept many different things.

What if I don’t qualify for a loan?

Unique Funding was created for people that may or may not qualify for loans with traditional lenders. That is why we specialize in collateral loans vs loans that are based upon your credit score.

Do you require a credit check to get a loan?

No, we do not. The reason is that we are only issuing what’s called secure loans. These are loans issued based on collateral that is used to base the value of the loan. Based on that, we have no reason to check your credit.

What can I do if I’m already paying a loan?

We specialize in title pawn buyouts! The process is quick, easy and in most cases, we can save you 20-50% per month on your rate! 

Talk to our staff about your situation. We’ve been able to find ways to help our customers consolidate their loans and determine a path to get out of debt.

What is a Title Pawn (AKA Title Loan)?

 A title pawn (aka title loan) is a quick and convenient way for people who own their car, truck, motorcycle or any motorized/non-motorized vehicle to get cash. Getting a title pawn is fast and simple. As long as you own have the lien-free title to your collateral, you can get the cash you need. We also specialize in refinancing or “buying out” customers who might have a loan somewhere else.

What collateral does Unique Funding accept?

Unique Funding will consider most vehicles whether business, personal or pleasure. Unique Funding also will consider commercial trucks, Classic vehicles, boats, trailers, jet ski’s, heavy equipment and more. Contact us for details.

How is my vehicle valued?

Unique Funding will consider the current fair market value of the collateral being offered when deciding the amount to be offered. Customers who allow Unique Funding to hold the collateral will generally receive the highest offer.

How much can I get for my vehicle?

Unique funding will offer a high percentage of the fair market value on collateral being offered. Every deal is different so please call or visit the location for details. Terms and conditions may vary

What is the most cash I can get for my collateral?

Unique Funding is will work with you to get the maximum cash available for you collateral.

What is the interest rate?

Unique Funding will meet or beat competitor rates. Our rates typically range between 8% and 12% monthly. Terms and conditions apply.

What is the lowest rate on Unique Funding title pawns?

We offer rates as low as 5% monthly! Certain terms and conditions apply. 

How do I pay off my title pawn?

We accept cash or cash instruments at our locations and will accept debit cards over the phone. Fees may apply for over the phone card payments.

Where can I go to get a title pawn?

Visit our location in Conyers during business hours.

What are your business hours?

Monday thru Friday 9am – 6pm, Saturday 10am – 4pm

If I have a title pawn with another company, can you buy it out?

We specialize in title pawn buyouts! The process is quick, easy and in most cases we will save you a significant amount of money every month. We generally are able to save customers 20-50% per month.

How do I apply for a title pawn with Unique Funding?

Visit our Conyers location and meet with one of our lending specialists.

Does Unique Funding check credit? Unique Funding does not check credit as a prerequisite to obtaining a title pawn, your collateral is your credit.

Does Unique Funding report to the credit agencies?

Unique Funding does not report to any of the credit agencies. Your transaction is safe, secure and confidential.

What if I am having trouble making my payments?

Unique Funding realizes that bad things happen at the worst possible times. We will work with all of our customers individually to get through tough times. Communication is the key.

What Our Customers Say About Us

LaToya Wood
LaToya Wood
The staff greets you with an smile and they work hard to you feel like you have an caring friend that is trying to help you! I feel like I made the right decision to do business with Unique Funding ?
Kalish Bebee
Kalish Bebee
I would recommend anyone to go here it was quick no hassle and easy don’t hesitate go and ask for Nicole she is the best?
Metro Carpet Rejuvenators Metro Carpet Rejuvenators
Metro Carpet Rejuvenators Metro Carpet Rejuvenators
Nicole was very helpful! & made it easy for me I highly recommend using this company!
Stephen Carter
Stephen Carter
They are an amazing company to work with. They have the most friendliest staff around. Some of the best rates on top of it all.
Angela Rowe
Angela Rowe
Very friendly and helpful!

Our Service Area

We have happy, financially secure customers all around the metro Atlanta area including Conyers, Lithonia, Covington, Decatur, Madison, Loganville, Monroe, Snellville, Lawrenceville, Stone Mountain, Stockbridge, McDonough, Forest Park, Atlanta, Athens, Newnan, and more.

We have helped people all over Georgia, from North to South, borrow/refinance at a considerably better rate than our competition. We can help anyone, anywhere in the State of Georgia. All it takes is driving to Conyers a single time.

Our Office

1794 Iris Dr. SW
Conyers, GA 30094



Monday – Friday: 9AM-6PM
Saturday: 10AM-4PM

Quick Contact Form

Got a quick question? Ask it here.

Footer Contact