FAQs

The amount we are willing to loan you depends entirely upon your need and type of collateral we can write the loan against. Since we have more flexibility than other lenders in terms of what we can use as collateral, there’s a good chance we can give you the amount of money you need.

Simply contact us and we’ll walk you through the process. We make it simple, easy and quick to get the funds you need. Apply here.

Generally speaking, there are 2 types of loans out there- secured and unsecured. 

A secured loan is a situation where a lender gives you money in exchange for collateral that has the same or higher value of the loan. If you default on the loan, you forfeit whatever is used as collateral. Obviously, this motivates people to pay back their loans. Often, lenders will let you hold and continue to use the collateral while paying back the loan. We only issue secured loans.

Our staff has the ability to work with you to accept a wide variety of assets that you can use as collateral for a loan. You can see a quick list on our collateral page, but if you don’t see something on that list, contact us and let’s talk about what we can work out for you. The most common thing used is motor vehicles, but we accept many different things.

Unique Funding was created for people that may or may not qualify for loans with traditional lenders. That is why we specialize in collateral loans vs loans that are based upon your credit score.

No, we do not. The reason is that we are only issuing what’s called secure loans. These are loans issued based on collateral that is used to base the value of the loan. Based on that, we have no reason to check your credit.

We specialize in title pawn buyouts! The process is quick, easy and in most cases, we can save you 20-50% per month on your rate! 

Talk to our staff about your situation. We’ve been able to find ways to help our customers consolidate their loans and determine a path to get out of debt.

 A title pawn (aka title loan) is a quick and convenient way for people who own their car, truck, motorcycle or any motorized/non-motorized vehicle to get cash. Getting a title pawn is fast and simple. As long as you own have the lien-free title to your collateral, you can get the cash you need. We also specialize in refinancing or “buying out” customers who might have a loan somewhere else.

Unique Funding will consider most vehicles whether business, personal or pleasure. Unique Funding also will consider commercial trucks, Classic vehicles, boats, trailers, jet ski’s, heavy equipment and more. Contact us for details.

Unique Funding will consider the current fair market value of the collateral being offered when deciding the amount to be offered. Customers who allow Unique Funding to hold the collateral will generally receive the highest offer.

Unique funding will offer a high percentage of the fair market value on collateral being offered. Every deal is different so please call or visit the location for details. Terms and conditions may vary

Unique Funding is will work with you to get the maximum cash available for you collateral.

Unique Funding will meet or beat competitor rates. Our rates typically range between 8% and 12% monthly. Terms and conditions apply.

We offer rates as low as 5% monthly! Certain terms and conditions apply. 

We accept cash or cash instruments at our locations and will accept debit cards over the phone. Fees may apply for over the phone card payments.

Visit our location in Conyers during business hours.

Monday thru Friday 9am – 6pm, Saturday 10am – 4pm

We specialize in title pawn buyouts! The process is quick, easy and in most cases we will save you a significant amount of money every month. We generally are able to save customers 20-50% per month.

Visit our Conyers location and meet with one of our lending specialists.

Does Unique Funding check credit? Unique Funding does not check credit as a prerequisite to obtaining a title pawn, your collateral is your credit.

Unique Funding does not report to any of the credit agencies. Your transaction is safe, secure and confidential.

Unique Funding realizes that bad things happen at the worst possible times. We will work with all of our customers individually to get through tough times. Communication is the key.