Title pawn Collateral Loans for Covington

We can SAVE you 20-50% PER MONTH over our Competition!       As a LOCALLY OWNED lender, we are able to offer you the best experience! 

Why Work With Unique Funding?

Our mission at Unique Funding is to tailor-make lending arrangements to suit our customers’ unique capital needs.

Our friendly and professional staff has the tools and experience necessary to listen to our customers and create flexible business arrangements that fill their short-term capital requirements.

Unique Funding is a locally owned and family-operated loan company that lets us operate without all the corporate, heartless rules.

We are a Title Pawn Loan Company that offers collateral-based lending that eliminates the need for lengthy underwriting practices. No credit check is necessary. We make funds available within hours, not weeks.

What makes us unique:

  • Flexible loan arrangements
  • No credit checks
  • Get money quickly
  • Convenient loan repayment options

Our compassionate staff is highly trained and ready to help you find ways to get access to the finances you need. Unlike some of the closed doors of traditional lenders, we approach each customer the same way we want to be treated- with respect and concern.

    Why Consider a title pawn/Collateral Loan?

    A collateral loan is a secured loan, where the borrower pledges an asset to seek a loan. Most of us have something of value- a car, a camper, a trailer, or something. A collateral loan is where you place your asset up as collateral for a loan. You simply agree to pay the terms of the loan. Once you’ve paid the loan, the asset is returned to you or full ownership is returned.

    The value of your collateral determines the amount of loan provided. This process helps you get access to the equity you’ve built up in your asset.

    Some common assets that you can use as collateral for your loan include:

    • Vehicles
    • Trailers
    • Motorcycles
    • Campers or RVs
    • Heavy equipment
    • Tractors
    • Real estate (commercial and residential property)

    Whether you require funds to sort a temporary cash shortage or expand your business, collateral-based loans by Unique Funding are a great way to go.

    Collateral-based loans secured by vehicles, machinery, real estate, and others are our specialty. Our loan process eliminates credit checks, background checks, lots of documentation, or lengthy wait times for access to the cash.

    Our entire process takes an hour vs weeks or months to quickly give you money when you need it.

    What can You Use as Collateral?

    The term “collateral” refers to any item of value that is used to secure a loan. If you own an asset or have equity (you’ve paid more than you owe), and it has value, Unique Funding will help unlock that equity and give you access to the money that you need right away.

    We allow you to use what you have and own as collateral for a loan with flexibility that you will not find with your traditional lending agencies. To access our collateral-based loans, you can use cars, commercial vehicles, classic/ antique cars, hot rods, trucks, heavy equipment, motorcycles, boats, PWC’s, ATVs, UTVs, RVs, campers, and real estate, amongst others as security.

    Why Use Unique Funding?

    • Simple, fast, easy loan process- We understand that when you need money, you need it now. That is why we work fast to process your information and make funds available to you within hours. Send us your application, and you will be pleasantly surprised by our fast turnaround
    • No credit checks necessary- While other enders take you through a series of personal questions and review your credit, we have no need for any of that. This means that you can still qualify for our collateral loans with bad credit or no credit. 
    • Minimum paperwork- Once you contact us for a loan, we take time to walk you through all the information we need. Together, we determine your collateral’s value and the amount of loan that you can access. While this process may take days or even weeks with other lenders, the paperwork only takes minutes to put together, and we even get to complete the entire loan process within an hour. This means our fast turnaround gives you access to the money you need the very same day you apply for it.
    • Friendly and professional staff- Each individual has unique financial needs. That is why we take a friendly yet professional approach to review and understand your situation, giving each submission the proper attention that it deserves. We walk you through the application process and remain accessible throughout our relationship’s lifecycle.
    • Your trusted partner- We are a trusted loan agency in the metro Atlanta area. We have been helping people attain financial freedom for decades now. Our mission is to benefit you and your financial future through tailor-made collateral loans. You simply go to your browser and look up “Unique Funding reviews” to see the many positive reviews from happy, financially secure clients.
    • We have a loan buyout option- If your current loan terms aren’t friendly, we can buy it out and get you a loan at a rate far better than what you have from other lenders. We generally can save customers 20-50% over the competition! Let’s talk about how a buyouts loan can help your specific situation.

    Our Loan Process

    The loan process begins with you contacting us for a collateral-based loan. We take you through the loan requirements and determine what you can use as collateral.

    From there, we assess the collateral’s value, which determines the amount of money that we can loan you. The paperwork process takes only a few minutes, and the whole loan process is completed in a matter of hours

       

      What Our Customers Say About Us

      LaToya Wood
      LaToya Wood
      2021-10-25
      The staff greets you with an smile and they work hard to you feel like you have an caring friend that is trying to help you! I feel like I made the right decision to do business with Unique Funding ?
      Kalish Bebee
      Kalish Bebee
      2021-07-02
      I would recommend anyone to go here it was quick no hassle and easy don’t hesitate go and ask for Nicole she is the best?
      Metro Carpet Rejuvenators Metro Carpet Rejuvenators
      Metro Carpet Rejuvenators Metro Carpet Rejuvenators
      2021-07-02
      Nicole was very helpful! & made it easy for me I highly recommend using this company!
      Stephen Carter
      Stephen Carter
      2021-06-03
      They are an amazing company to work with. They have the most friendliest staff around. Some of the best rates on top of it all.
      Angela Rowe
      Angela Rowe
      2021-04-23
      Very friendly and helpful!

      Our Service Area

      We have happy, financially secure customers all around the metro Atlanta area including Conyers, Lithonia, Covington, Decatur, Madison, Loganville, Monroe, Snellville, Lawrenceville, Stone Mountain, Stockbridge, McDonough, Forest Park, Atlanta, Newnan, Athens, and more.

      We have helped people all over Georgia, from North to South, borrow/refinance at a considerably better rate than our competition. We can help anyone, anywhere in the State of Georgia. All it takes is driving to Conyers a single time.

      Our Office

      OUR LOCATION
      1794 Iris Dr. SW
      Conyers, GA 30094

      CALL US AT:
      770-679-0308

      EMAIL US AT:
      office@uniquefunding.com

      HOURS OF OPERATION:
      Monday – Friday: 9AM-6PM
      Saturday: 10AM-4PM

      Quick Contact Form

      Got a quick question? Ask it here.

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      What Our Customers Say About Us

      LaToya Wood
      LaToya Wood
      2021-10-25
      The staff greets you with an smile and they work hard to you feel like you have an caring friend that is trying to help you! I feel like I made the right decision to do business with Unique Funding ?
      Kalish Bebee
      Kalish Bebee
      2021-07-02
      I would recommend anyone to go here it was quick no hassle and easy don’t hesitate go and ask for Nicole she is the best?
      Metro Carpet Rejuvenators Metro Carpet Rejuvenators
      Metro Carpet Rejuvenators Metro Carpet Rejuvenators
      2021-07-02
      Nicole was very helpful! & made it easy for me I highly recommend using this company!
      Stephen Carter
      Stephen Carter
      2021-06-03
      They are an amazing company to work with. They have the most friendliest staff around. Some of the best rates on top of it all.
      Angela Rowe
      Angela Rowe
      2021-04-23
      Very friendly and helpful!