The title pawn collateral Loan Agency You’ll Love
We can SAVE you 20-50% PER MONTH over our Competition! As a LOCALLY OWNED lender, we are able to offer you the best experience!
The Flexibility You Need In A Lender
Life happens. Unexpected expenses happen right along with it. When they do, you don’t have time to fill out tons of paperwork and wait around. You need extra money today. That’s where the lenders at Unique Funding can help.
When you need a quick cash infusion, there is a faster alternative than the bank. People from all around Lithonia and the rest of Georgia are discovering that there is an easier way, and that’s with a secured collateral loan.
What is a Collateral Loan?
Collateralized lending is simply the act of providing a loan using the collateral of a borrower’s equity in vehicles, real estate, equipment, boats, or other possessions. You can pledge the equity you own in these things to get the money you need now.
The benefit of a collateral loan is that your credit doesn’t play a part in the decision-making process. If there is enough equity in the property to cover the cost of the loan, then there should not be an issue with quickly landing a collateral loan, even with no credit history or bad credit.
What Is a title pawn Collateral Loan?
A title pawn is a loan that uses an asset as collateral to secure it. The borrower pledges their car title, boat titles, truck titles, or other types of assets to receive cash now without having any credit checks done.
These are often referred to as “bad credit” loans because they don’t require good credit history for loan approval although plenty of people with fine credit also utilize this lending resource. The loan repayment amount is simply the loan amount plus interest and any other loan fees that are due on your car title or collateral loan agreement.
Car Title Pawn
A car title pawn is a type of collateral loan in which the borrower hands over their vehicle’s title as collateral for cash until they have repaid the loan amount plus interest, fees, etc., per the terms of the car title pawn agreement that was signed.
What We Use for Collateral
We can use a variety of vehicles and properties to secure a loan. The following items are generally considered as solid collateral:
- Heavy Equipment
- Real Estate
- Heavy Equipment
- Personal Watercraft
- Big Rigs/Commercial Vehicles
There may be other property not listed here that can also be considered acceptable collateral. If you have questions, contact us today at 770-679-0308.
Why Use Unique Funding?
Our mission at Unique Funding is to tailor-make lending arrangements to suit our customers’ unique capital needs.
We believe our customers’ needs come first, and that a loan should be considered based on their unique situation, not a credit score.
Borrowers from across Georgia may be trapped in a loan that does not serve them very well, leaving many without the resources to get out from under the loan.
At Unique Funding, we also offer buyout loans for borrowers who may be saddled with a bad loan from another lender. We can use existing or additional collateral to get you out of that bad loan and into something more affordable and suited to your needs. We generally can save people 20-50% per month!
Some borrowers might think, “aren’t other loan companies near me offering the same type of collateral loans?” While that may be true, the same type is not the same loan. We tailor each loan to our client’s needs and offer a hassle-free way to obtain capital that doesn’t involve lengthy bank applications and endless paperwork.
Simple and Easy Loan Process
Our process is simple. We make it easy and pain-free to get business financing, by working with our borrowers to identify their needs and quickly approve and fund their loans.
Our collateral-based lending program removes the paperwork headache, eliminates frustrating credit checks, and quickly gets money in the hands of borrowers.
When we approve a loan, the loan funds immediately, not days or weeks later.
With us you get:
- No credit checks
- Fast funding times
- Flexible loan terms
- Convenient repayment options
Why People Come to Us for Loans
Customers come to us from Snellville and other cities nearby for their loan and financial needs. We help all types of people in all types of situations.
When we issue a loan, we make funds available within hours, not weeks.
We specialize in professional lending to common/ordinary people, business owners, investors, athletes, entertainers, land and structure owners, and vehicle owners- essentially anyone with collateral is eligible for a loan.
Accepting collateral that includes, but is not limited to, daily drivers, classic cars, exotics, luxury cars, hotrods, construction equipment, motorcycles, power sports, RVs, PWC, ATVs, boats, and real estate.
When you need money for your business, no matter where you’re from, make the first call to Unique Funding. Let us show you how we can fund your business loan with no hassle, less paperwork, and a dedication to providing the right solution for your business.
What Our Customers Say About Us
Our Service Area
We have happy, financially secure customers all around the metro Atlanta area including Conyers, Lithonia, Covington, Decatur, Madison, Loganville, Monroe, Snellville, Lawrenceville, Stone Mountain, Stockbridge, McDonough, Forest Park, Atlanta, Newnan, Athens, and more.
We have helped people all over Georgia, from North to South, borrow/refinance at a considerably better rate than our competition. We can help anyone, anywhere in the State of Georgia. All it takes is driving to Conyers a single time.
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